3 Ways Pest Infestations Can Affect the Price of a Home

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House pest infestation is a huge deal in terms of taking care of the family’s overall health and wellness. This is because having any type of pests that thrive in home can cause a number of diseases, especially to children who aren’t yet aware and protected from of the dangers these animals can cause them.

For instance, German cockroaches in the home are both repugnant and unhealthy.  Research has shown that children growing up in homes with German cockroaches are more likely to suffer from allergies and asthma.  In fact, their droppings and shed skin can carry certain pathogens and can cause certain allergies.

The threat to any family’s health is just the tip of the iceberg.

Aside from the harmful effects of having these pests live in and out the house, they also affect the house itself – the aesthetic value and livability of any human living space is diminished by the presence of these unwelcome guests. Thus, selling an infested house is extremely difficult.

Pests at home greatly influence the price of the property for sale. Find out what are the negative effects of these unhealthy and unwanted critters to the price of any house on the market.

Structural Damages are Inevitable

Pests at home can be a primary source of structural damages at home. The perfect example is the carpenter ants. This type of ants is one of the most destructive ant species known to man. Carpenter ants generally target already-weakened wood where they can do more damage. While they don’t eat wood, they can chew through almost any natural material (i.e. just like the wooden structures of your home) and create a series of tunnels. They use these tunnels to form a nest, which they can run from towards any part of the house, like the pantry, dining area and the kitchen.

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Rodents are also suspects for destruction of one’s home. These animals have been known to gnaw on the house’s electrical wiring and pipelines. When they reach a water line and have chewed a hole in it, water could leak out, damaging property and potentially leading to a flood. Moreover, depending upon the pipes they have damaged, one’s home could experience a gas leak, or the sewage system may break.

As rodents can chew on any material, no area of a home is safe. Along with wires and pipes, mice and rats may also go after furniture, sheetrock, wood, and foundation – high-priced items that could be permanently compromised.

Termites have proven to be yet a different type of pest. According to the National Pest Management Association, termites cause over $5 billion in property damage annually throughout the U.S. Extensive termite damage can make floors or walls sag due to loss of structural integrity.

Overall, this is a hard catch for any potential seller and buyer. A seller would have to repair the damages these pests did. This could eventually lead to having the price increased in order to even out the house repair investment. A potential buyer would obviously say no to a house that’s crawling with critters inside. This is why professional pest control services like those provided at smoothquotes.com can help a lot. They can ensure skilled contractors at reasonable prices.

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Its Aesthetically Challenging

Obviously, structural damages at one’s home can be a reason for a home to become less appealing to anyone who’s looking to buy a house. Adding salt to the wound, having dead bugs line window ledges, the attic, and the basement can surely fend away any potential buyer as it is classic evidence for an infested home.

Generally, small holes in the walls, on the floors, and all around the house are signs that a house is infested. Burrows in garbage areas and weedy spots near the property are also a bad sign. Rats love to gnaw on things, and finding little gnaw marks can be a sign of an infestation. It is important to remember that buyers would want to do a full inspection of the place, and each detail will definitely be noted.

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In addition, rats and mice tend to travel the same paths every day, and can leave trail marks along the way. Rats run along the walls, and can leave dark grease marks. Fecal droppings, urine trails, and footprints through dust paths may also be seen. Evidently, this picture is simply not too pleasing to the eyes.

As much as pets can be a problem aesthetically, pests also give off certain odors that are unpleasant. There are certain recognizable smells that pests give off. Experts claim that bed bugs have a distinct, musty odor, while mice tend to give off a stale, urine smell that’s similar to ammonia. As for roaches, they have been said to have an “oily” odor.

The bottom line is that the first thing a potential buyer looks at is how a home appeals to them. This first impression is very important in any probable deal. It is safe to say that when a house is not good in terms of aesthetics, and does not appeal to a potential buyer visually, it is be harder to sell. Thus, when it’s harder to sell, there is a tendency for sellers to lower the property’s price, making it harder to get back the money invested in the first place.

Home Insurance Does Not Cover Damages

The staggering thing about infestations is that they are not covered under homeowner’s insurance, and the responsibility for cleanup falls under normal house maintenance. In fact, most insurance policies exclude a number of pests that are common at home, listing the following animals and insects in the exclusion — “bats, rats, mice and other rodents, bees, termites and moths, vermin, birds, fish, reptiles, insects and spiders.” What these insurance companies are inferring is that pest control is an owner’s problem and responsibility.

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Why don’t the homeowners’ insurance companies cover infestations and in some unfortunate cases, deny claims for property damage done by pests? One issue is that it’s hard to determine how much damage an infestation can cause, and a great deal of it has to be related to the property owner’s lifestyle.

For the average homeowner who catches an infestation before it’s multiplied, such exclusions have never been a problem. However, many people don’t learn about the exclusion until it’s too late and when there’s a lot of money on the line. Homeowners who have just caught an infestation usually don’t immediately think of their homeowners insurance — it’s those who learn the costs of extermination who call insurers.

That’s under the deductible amount of most homeowners insurance policies. $10,000 for pest control and extermination? Time to call the insurer. However, most insurers would think the homeowner with the $10,000 claim likely missed an important step in trying to eradicate the pests, or just outright wasn’t performing preventable maintenance.

How does their bill get that large? Insurers know that most of the time, when somebody has a large “extermination claim,” it isn’t a pest problem that just popped up yesterday. It is assumed that there had been enough time for the growth of the infestation, thus enough time to work on the problem in the first place.

If a new owner has already moved in, and there’s an infestation, he or she has to spend money for extermination. Obviously, that’s a bad deal for any buyer, so the tendency is to up the original price range and include the price for extermination. All in all, that’s a hard deal to sign on in terms of the property’s price.

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